inncivio is an agentic layer for fintech platforms. It reads user behavior and product context in real time to deliver personalized guidance, education, and call to actions (CTAs) - helping users transact more, and with greater confidence.
Reduce user hesitation and boost transaction quality by predicting next steps and surfacing just‑in‑time guidance
Help users act confidently in volatile markets by delivering context‑aware education and call to actions (CTAs) based on real‑time behavior
Increase conversions and deposits by simplifying complex decisions using behavior‑driven insights injected into the UI
inncivio goes beyond UX. It acts at decision time to unlock revenue.
The system learns from user decision traces (how users hesitate, decide, and act) and then delivers targeted guidance that converts intent into transactions without adding friction.
Choose KPIs that matter - transaction count, conversions, support tickets, or retention. We measure against historical baselines.
One line of JavaScript for web. SDK and API available for mobile. Fastest way to pilot without disrupting your stack.
Context-aware nudges and call to actions (CTAs) appear where and when users need them - based on decision traces and the context graph.
Upload knowledge bases (FAQs, docs, plabooks) to fine-tune interventions to your product and user profiles.
A reinforcement learning model adapts per user, delivering contextual guidance and improving accuracy over time.
Every fintech user reaches decision moments with different goals, experience levels, and information needs.
inncivio reads real-time decision traces and the context graph (linking user behavior, product state, and relevant knowledge) to understand what each user needs in that moment.
The result: two users at the same point in the product receive different guidance (education, insight, or a clear next step) so each can act immediately.
inncivio personalizes the path to action, turning context into transactions without changing your product.
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inncivio is backed by ERA, powered by AWS, and SOC 2 Type I certified - giving fintech platforms the credibility, compliance, and AI infrastructure to scale securely and grow revenue
As part of ERA’s exclusive summer 2025 cohort, inncivio joins top-tier startups supported by New York’s leading early-stage accelerator - validating our product-market fit and reinforcing our mission to drive revenue growth for fintech platforms.
Built on AWS’ secure, scalable AI infrastructure, inncivio delivers real-time, in-app guidance with low latency and enterprise-grade reliability - supporting fintech platforms at scale.
inncivio is SOC 2 Type I certified, meeting rigorous standards for security, availability, and data integrity. Our infrastructure and content flows are audit-ready and built for regulated fintech environments.
inncivio is built specifically for fintech platforms - not a generic GPT wrapper. It delivers context-aware, real-time guidance inside your product to reduce friction, improve decisions, and increase transactions.
Unlike onboarding tools, inncivio supports users throughout their journey - from first login to high-value transactions - with real-time, behavior-based interventions.
inncivio uses reinforcement learning to improve interventions per user, automatically reducing noise and boosting relevance - without ongoing rule-writing or updates.
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Generic tooltips and product tours can’t predict user needs. inncivio delivers context-aware, AI-driven activations that align with platform state and user behavior - driving transactions, not just engagement.
Built exclusively for fintech platforms - from trading to remittance - inncivio maps platform structure and financial workflows to deliver relevant, real-time guidance that generalist tools miss.
From first login to complex actions, inncivio supports users across their lifecycle - predicting next steps and surfacing high-impact call to actions (CTAs) that convert engagement into measurable revenue.
inncivio learns from each user’s decision traces and behavior patterns - no scripts, no tagging, no ongoing upkeep.
Got questions? We’ve got answers. Here are some of the most common things people ask us.
inncivio is an agentic layer for fintech platforms. It reads user behavior and product context in real time to deliver personalized guidance, education, and call to actions (CTAs) - helping users transact more, and with greater confidence.
Transaction‑driven products: retail and institutional trading platforms, crypto exchanges, foreign exchange (FX)/remittance products, lending marketplaces, and betting/gaming. Any product where user actions convert to revenue is a fit.
Reduce user friction and hesitation by predicting next steps from decision traces and the context graph, then delivering timely guidance or call to actions (CTAs). That increases transaction counts and improves the quality of decisions.
* Decision traces: the sequence of user interactions (clicks, hovers, time on screen) that reveal how a user reached a moment of choice. inncivio learns patterns from those traces.
* Context graph: a structured representation linking user behavior, UI elements, account/profile state and knowledge sources so the system knows “what this user sees and why it matters” in real time.
